tag:blogger.com,1999:blog-6604414.post1187074076337573567..comments2024-03-24T15:27:49.804-04:00Comments on CANNONFIRE: Why is Progressive Insurance LYING about their spy devices?Joseph Cannonhttp://www.blogger.com/profile/10574779960109698980noreply@blogger.comBlogger82125tag:blogger.com,1999:blog-6604414.post-89321257453158667432018-03-08T08:48:11.910-05:002018-03-08T08:48:11.910-05:00I suppose it's from the subject, but it's ...I suppose it's from the subject, but it's type of diminishing <br />your credibility by the way you merely place it available like this.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-88277976227035198782016-06-20T08:15:35.175-04:002016-06-20T08:15:35.175-04:00Thank you for this vital proof. It amazes me to fi...Thank you for this vital proof. It amazes me to find a lot of lies being told Americans and I stand up for truth!!!<br />Blessings to you on your journey!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-72140475128315993822016-06-17T18:37:08.471-04:002016-06-17T18:37:08.471-04:00What about Liberty Mutual? They say that they dont...What about Liberty Mutual? They say that they dont increase your premium due to your first accident and if you total your car they gjve you a new one that is 1 year newer and with 10,000 less miles. If you have new car replacement option. I dont have th j s but it does sound good. I personally have a horrible driving record so I probably couldn't get this insurance but if my driving record ever gets better I would like to try this if what they're saying is true.Anonymoushttps://www.blogger.com/profile/00375298316480193016noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-26226991147054120872016-05-31T00:46:12.517-04:002016-05-31T00:46:12.517-04:00It says in the booklet they send you "some sn...It says in the booklet they send you "some snapshot devices contain GPS technology and record location information for research and development purposes only. "Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-50427774890560497222016-01-18T14:01:08.035-05:002016-01-18T14:01:08.035-05:00The basic OBDII speed signal used by all devices h...The basic OBDII speed signal used by all devices has a serious flaw that could be causing all kinds of wrong decisions in a UBI program. It has poor resolution that can result in errors of 10 or 20% at slow speeds. For example, devices cannot tell the difference between 9.00 and 9.99 km /hr. This can result in a lot of poor decisions.TechNich Solutionsnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-52849568204932791512015-11-12T03:51:26.647-05:002015-11-12T03:51:26.647-05:00This comment has been removed by the author.Anonymoushttps://www.blogger.com/profile/07750279422651816966noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-55291052975373257032015-06-19T02:08:33.001-04:002015-06-19T02:08:33.001-04:00"Why is Progressive Insurance LYING about the..."Why is Progressive Insurance LYING about their spy devices?" good articleShivahttp://www.trackwheel.innoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-43585457556607326592015-06-19T02:07:54.937-04:002015-06-19T02:07:54.937-04:00Got some idea about "Why is Progressive Insur...Got some idea about "Why is Progressive Insurance LYING about their spy devices?"Shivahttp://www.trackwheel.innoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-43191072982805940772015-06-18T05:53:43.638-04:002015-06-18T05:53:43.638-04:00My question is what difference does it make what i...My question is what difference does it make what it does, if it does truly save you money? If you're worried about being "tracked" you're either doing something you shouldn't be or you're downright paranoid.saikumarhttp://www.trachwheel.innoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-493694300756432802015-04-25T00:03:49.573-04:002015-04-25T00:03:49.573-04:00It says it doesn't collect if your exceeding t...It says it doesn't collect if your exceeding the speed limit. That's different from collecting your speed. For them to know if you're exceeding the speed limit they'd have to know where you are and compare that against the speed limit of the road.<br /><br />Derp.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-62133679967108284342015-03-14T02:05:10.537-04:002015-03-14T02:05:10.537-04:00I am curious to know if there have been any docume...I am curious to know if there have been any documented "Side effects" on the performance or operation of the cars mechanical system.. IE: the Speedometer and reading of MPH. a few days after I put in the device Liberty Mutual requested I use for 90 days to reduce my rates.. I have started having problems with how my mph gauge is working on my van. the gauge said I was going 100mph in a 20 mph zone! my speedometer is not working right now... I am worried that the read outs to the insurance company will be crazy! worried about how fast or slow I was really going, my son put an MPH App on my android phone... (Very cool) Help!! because if I unplug the device to trouble shoot my mph problems, it will void the program...Queen Beehttps://www.blogger.com/profile/07622417764250829661noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-81633868860352076422015-03-02T20:57:29.706-05:002015-03-02T20:57:29.706-05:00FWIW: Modern cars with ABS and OBDII have an "...FWIW: Modern cars with ABS and OBDII have an <b>"EVENT DATA RECORDER (EDR) system.</b> With a warrant, that data can be extracted although it's usually only done for accident investigations where a fatality is involved. Grab a Factory Service Manual for your car and read up. Some EDR's will record more than others; an example might be a vehicle with Stability Control (did it function correctly?). If your car also has GPS tracking, well you see where this is going....<br /><br /><b>EDR data may include:</b> seating location and restraints latched, speed, throttle position, engine load at time of impact, brakes used, ABS cycled, distance traveled with ABS activated, air bags deployed, etc. As technolgy evolves, they record (loop) for longer intervals. <br /><br /><b>Point: cars are already doing this. </b>Now add in users of "Smart Phones" with GPS enabled and you pretty much have 3 strikes against you if you do something stupid. That is; this information can be used against you OR maybe even support your case if you pay your lawyer enough! <br /><br />Good Read and thanks for Posting details about Flo and the scam!<br /><br />Do I see a LEAD SHIELD for that pesky little OBDII beacon? How much memory does it have for those "remote locations" where cell reception is poor? haha!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-204918327647100892014-12-10T08:43:57.855-05:002014-12-10T08:43:57.855-05:00FALSE STATEMENT:
"So: If you put in a claim...FALSE STATEMENT: <br /><br />"So: If you put in a claim, Progressive will know if you were traveling 42 miles per hour in a 40 mph zone. Claim denied!"<br /><br />FALSE, FALSE, FALSE!<br /><br />I've been handling claims for a major insurer for 20 years. A claim cannot be denied to your customer because they were speeding. <br /><br />Get your facts straight amigo.Redwoodhttps://www.blogger.com/profile/05110375180584791064noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-91534778015991291502014-11-03T20:35:13.506-05:002014-11-03T20:35:13.506-05:00Actually, looking at the patent diagram, and after...Actually, looking at the patent diagram, and after actually looking up the exact patent and looking at the *REST* of the patent diagrams and description, it would appear that the snapshot device intact DOES NOT contain a GPS radio. Instead, the device is making utilization of a GPS radio already in existence somewhere in the car you already own, if one is present. FIG. 4 appears to be a diagram of where Snapshot fits into the rest of your cars OBD2 system. <br /><br />For all of you whining about privacy, suck it up. <br /><br />Even if this device were using GPS technology, which it is not, i assure you they do not give a rats ass WHERE you are, but how you are driving. Geolocation is a simple fact of life. Anyone who has made a phone call, used a computer, driven a car, or used a credit card is able to be located on a map with amazing accuracy. What happening here is childish forbidding about privacy and shit. <br /><br />Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-42753011152217203622014-10-12T00:14:42.654-04:002014-10-12T00:14:42.654-04:00I rarely post comments on posts like this but, wow...I rarely post comments on posts like this but, wow. This post stinks of bad logic:<br /><br />1. Logical fallacies like (a) Just because there's a patent tied to progressive which includes GPS, doesn't mean the device they're sending customers is of the same design. And,<br /><br />(b) Don't forget that the cheapest way to measure acceleration (rate of braking) is by measuring speed. Acceleration is, after all, change in velocity. To add an accelerometer to the design would increase the cost by at least $10/device, which is a lot considering the already high expense, and program enrollment.<br /><br />(c) you quoted an AT&T rep talking about applications of telematics, which you go on to show us is defined as containing GPS. You then quote this article [b]failing to include the sentence immediately after it[/b]: "Using telematics and mobile technology, as they drive, information is shared wirelessly, via AT&T’s network, with Progressive. [b]The Snapshot isn’t outfitted with GPS, so it can’t record where the car is or how fast it’s driven.[/b]" <br /><br />(d) again you quote a patent and say Stephanie is lying to us, just because your "research" says that the product Progressive is sending out to customers obviously employs said patent! Those bastards!...<br /><br />2. They do actually include a disclaimer in the instructions: "Some snapshot devices contain GPS technology and record location information for research and development purposes only" (better get your tinfoil ready...)<br /><br />3. Insurance companies need clients. If the "Snowden effect" could tarnish the reputation of Uncle Sam, Progressive would get a virtual tar and feathering if an employee or customer made a stink about them denying a claim based on this data.<br /><br />So why should we trust these people, who you seem to cast as scheming corporate bastards with some prying, malevolent motive? Well,<br /><br />4. They are a company and this product is the next in a long line of carrots-on-strings and attempts to remain competitive. Devices such as these are mere means to attract people to their policies, and is really an investment for them. The snapshot devices cost almost $100 per device, and the return on their investment is drivers being mindful of their aggressiveness on the road.<br /><br />Admittedly, I asked for my own device so I'd have more incentive to pace myself, in a region of the country that's perpetually in a hurry. We're taking two-ton mobile metal death machines, people regularly forget that as they take their bad day out by driving like maniacs. And really,<br /><br />5. Why would they want to track where you drive? I mean, mobile phones are extremely common and theoretically cell carriers (also big corporations) can already tell where you drive without a snapshot device, if they wanted. I know it stokes anyone with a victim complex to imagine "they" could be making money on your whereabouts.<br /><br />Congratulations, few inspire me to write rebuttals I expect to go unread, let alone spend more than a minute on. Something about pretzel logic makes me want to poke holes in it.<br /><br />Check your motives. They aren't out to get you. And if you really don't like it, then don't get snapshot. The day insurance companies mandate people have these things will be a glorious day, and I hope they legislate aggressive driving some day, too. Emotional, distractable, careless human beings. And 2 ton metal machines at high speed, maaan...Dereknoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-74184152264757223652014-07-30T20:52:59.533-04:002014-07-30T20:52:59.533-04:00Just because you own a patent, doesn't mean yo...Just because you own a patent, doesn't mean your device has to be built exactly to the patented design. So GPS in the patent means squat. Open the snapshot, is there a GPS chip inside? Search "snapshot teardown", nobody has found a GPS chip. <br /><br />And GPS is not available on your OBDII port even if your vehicle has a built in GPS. Cell tower triangulation, possible, but uses lots of data. Cell phone plans for data are not free, so not likely they are always monitoring position. There is enough info on OBDII to tell if you are a crap driver. Speed, RPM, throttle position, braking, fuel economy, etc. If they know your car gets 30mpg city and you only get 18, that's more valuable than GPS. Add in a 3 axis gyro and accelerometer, then you can see how hard someone takes a turn or rolls a stop.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-6763935480569233442014-06-30T18:13:45.191-04:002014-06-30T18:13:45.191-04:00I have it. I actually do not care if they track m...I have it. I actually do not care if they track my speed, how much I drive, what hour of the day I travel. It is just another nonsense collection of air. I don't have anything to hide besides.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-70545221753432174642014-06-10T11:24:06.400-04:002014-06-10T11:24:06.400-04:00If a rate change of 7mph per second registers as a...If a rate change of 7mph per second registers as a "hard brake", then Progressive's Snapshot is rewarding all those that run yellow and red lights. The standard yellow-light time is 4.2 seconds on a 45 mph road. On faster roads, the length is longer. The formula is based on two assumptions: It takes the average driver one second to perceive and react to a yellow light and 3.2 seconds to safely stop the car. Progressive's hard brake rate would need 6.43 seconds to stop from 45mph without getting a warning beep…..unless the driver runs the light. And they think this promotes safety?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-43236519474442598572014-06-09T11:02:01.344-04:002014-06-09T11:02:01.344-04:00This is ridiculous! I can't believe this kind ...This is ridiculous! I can't believe this kind of blatant contradiction hasn't had more hype around it. Is this add-on doing well in stores, or has Progressive eaten their own false advertising yet? Thank you for sharing!<br /><br />Jenn | <a href="http://www.axisinsuranceutah.com/home/" rel="nofollow"> http://www.axisinsuranceutah.com/home/</a>Anonymoushttps://www.blogger.com/profile/13762238065845798006noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-43138336435495384762014-05-25T13:39:12.260-04:002014-05-25T13:39:12.260-04:00huh, i would have guessed that night-time driving ...huh, i would have guessed that night-time driving was safer... since there's less traffic.<br /><br />I would guess there are more day-time accidents than night-time accidents due solely there being more people on the road.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-5937135714872848672014-05-25T13:34:26.556-04:002014-05-25T13:34:26.556-04:00The technology is okay as long as it's based o...The technology is okay as long as it's based on freely given content and customers are NOT forced to use it. However, we're talking about an industry (car insurance) that has lobbied for mandatory auto-insurance. So, I know this might be a slippery-slope fallacy, but based on past behavior, I would confidently predict the industry to lobby for mandatory snapshot tracking of all of their customers. And based on the governments past behavior, I predict that they require insurance agencies to send their data to them (no questions asked).<br /><br />If we get into such a situation where snapshot is legislated and mandated for everyone, then that's not right. <br /><br />And you're right too, the false advertising is really fucked up.<br /><br />Oh yeah, i forgot... when you have to unplug it in order to use that port for diagnostics, the insurance companies will probably throw a hissy fit and require that you prove your innocence by providing evidence and documentation of car maintenance.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-91768836633879716842014-01-20T16:41:57.572-05:002014-01-20T16:41:57.572-05:00why would u even bother with those SPY DEVICES?
se...why would u even bother with those SPY DEVICES?<br />seriously, progressive isn't THAT cheap. even with their usage based system, i'd still be paying $80/month. with <a href="http://www.4autoinsurancequote.com" rel="nofollow">4autoinsurancequote.com</a> , i got quoted for $40/month liability only, so i think i'll stay with them, thank u very muchAnonymoushttps://www.blogger.com/profile/00019550137009630551noreply@blogger.comtag:blogger.com,1999:blog-6604414.post-35985856246609358312014-01-14T13:17:41.899-05:002014-01-14T13:17:41.899-05:00Exerpts from the Progressive Snapshot patent. No w...Exerpts from the Progressive Snapshot patent. No way i'm ever plugging one of these into my vehicle:<br />http://www.google.com/patents/US5797134?printsec=abstract<br /><br />"Tracking of the vehicle for location identification can be implemented by the computer 300 through navigation signals obtained from a GPS (global positioning system) antenna or other locating system 312. The communications link to a central control station is accomplished through the cellular telephone, radio, satellite or other wireless communication system 314."<br />"The type of elements monitored and recorded by the subject invention comprise raw data elements, calculated data elements and derived data elements. These can be broken down as follows:<br />...driver identification (through voice recognition or code or fingerprint recognition);<br />...vehicle position.<br />...vehicle location,<br />...vehicle speed in excess of speed limit;"<br /><br />"These events would require immediate notification of the central control center.<br />1. Excessive speed. The reading of the vehicle speed sensors would indicate the vehicle is exceeding the speed limit. Time would also be measured to determine if the behavior is prolonged.<br />2. Presence of alcohol. Using an air content analyzer or breath analyzer, the level of alcohol and its use by the driver could be determined.<br /><br />3. Non-use of seatbelt. Percent of sample of this sensor could result in additional discount for high use or surcharge for low or no use.<br /><br />4. Non-use of turn signals. Low use could result in surcharge.<br /><br />5. ABS application without an accident. High use could indicate unsafe driving and be subject to a surcharge."<br /><br />"Acquiring data from vehicle sources such as.....The other sources of relevant data, such as ...GPS, security system or any additional systems are obtained through various I/O ports and the sample rate can be varied in accordance with the desired goals of the insurer."<br /><br />"For example, by knowing that a vehicle operator travels on vacation in that vehicle to a certain resort location may give rise to a marketing of a package of products particular to the type of travel or the location. Another example would relate to the knowledge that the vehicle operator attends particular types of sporting events which may give rise to certain types of products catered to fans of that sporting event."<br /><br />"Examples of possible actuarial classes developed from vehicle provided data include:<br />number of minutes driving in high/low risk locations (high/low accident areas);<br />observance of speed limits, and;<br />Location vehicle is parked at night (in garage, in driveway, on street);<br />location vehicle is parked at work (high theft locations, etc.)." Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-81657418854504483532013-11-26T12:43:39.394-05:002013-11-26T12:43:39.394-05:00http://www.google.nl/patents/US5797134http://www.google.nl/patents/US5797134Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6604414.post-75308666784799594472013-11-26T12:43:02.773-05:002013-11-26T12:43:02.773-05:00ENOUGH SAID: http://www.google.nl/patents/US579713...ENOUGH SAID: http://www.google.nl/patents/US5797134Anonymousnoreply@blogger.com